UK money app

Your money,
finally clear.

Link your bank in seconds with Open Banking. Gibbon tells you what is safe to spend today, tracks every subscription, budget and goal, and keeps an eye on your net worth.

Download for iPhone Free forever. No paywall.
Gibbon home screen showing safe to spend and net worth
Safe to spend

Know what is actually yours to spend

One honest daily number. Gibbon takes your real balance, then sets aside upcoming bills and money promised to goals, so you never overspend by accident.

  • Accounts for bills, goals and real cash
  • Net worth at a glance, assets minus debts
  • Strict mode holds you to zero while in debt
Safe to spend and net worth on the home screen
Subscriptions

Find every subscription. Catch every price rise.

Gibbon spots your recurring payments automatically, adds up what they cost a month and a year, and warns you the moment one goes up in price.

  • Every subscription in one place
  • Price-rise alerts, was and now
  • Flags the ones you have cancelled
Subscriptions list with monthly total and price rises
Net worth

Your whole net worth, one number

See everything you own minus everything you owe, with assets and debts broken down. Add a house or car and Gibbon estimates today's value. Add a loan and the balance shrinks itself every month.

  • Asset allocation and debt breakdown
  • Reachable cash, so you know what is liquid
  • Loans update themselves automatically
Net worth breakdown of assets and debts
Budgets

Budgets that track themselves

Set a limit per category and Gibbon keeps score as you spend, showing what is on track, slowing down, or over budget, with no manual logging.

  • Live status on every category
  • Sort by most spent or most over
  • Budget left for the whole month up top
Budgets screen with per category status
Goals

Goals that fill themselves

Save towards what matters. Gibbon notices the money you move aside, tracks progress against each target, and funds your high-priority goals first.

  • Catches spare savings automatically
  • High, medium and low priority
  • Clear progress to every target
Goals screen with progress towards targets
Spending

See where it actually went

A clear breakdown of your month by category, plus a trajectory that projects where you will land if you keep going at this pace.

  • Spending by category at a glance
  • End-of-month projection
  • Spots categories that are creeping up
Spending breakdown donut and trajectory
Insights

Your payday and your bills, lined up

See your next pay and exactly what is committed before it lands. Gibbon lays out every recurring outgoing so you always know what is already spoken for.

  • Next pay and combined monthly income
  • Recurring outgoings, monthly and yearly
  • Ways to save, tailored to your spending
Insights screen with next pay and recurring outgoings
Receipts

Know what you actually bought

Connect your email and Gibbon matches receipts to your payments. A vague "Amazon" line becomes the real item, with the order and total, right inside the transaction.

  • Turns mystery charges into real purchases
  • Finds subscriptions your bank hides
  • Optional, and you can disconnect any time
Transaction detail showing the matched email receipt
Alerts

Nudges while you are away

Gibbon watches your money even when the app is closed. New transactions, budget thresholds, low balance and bills due, all on your terms with a switch for each.

  • A ping for every new transaction
  • Budget, low balance and overdraft alerts
  • Charge and payday reminders
Notification settings with a switch per alert type

A look around

Calendar, category detail and the small touches that keep everything tidy.

And a lot more

The small things that make a money app feel effortless.

All your UK banks

Connect multiple banks and cards through Open Banking, all in one app.

Smart spend score

Every payment gets a simple read on whether it was a smart move.

Alerts while you are away

Low balance, new transactions and bills due, even when the app is closed.

Face ID lock

Keep your money private with Face ID or a passcode, and blur in the app switcher.

Home screen widgets

Safe to spend, budget left and upcoming bills, right on your home screen.

Cloud backup

Sign in with Apple and your setup comes straight back on a new phone.

Built around your privacy

Your financial data is yours. Gibbon is designed to keep it that way.

Read-only access

Open Banking lets Gibbon read your accounts and transactions. It can never move money.

Encrypted

Sensitive tokens are encrypted, and most of your data stays on your device.

You stay in control

Disconnect any bank, or delete your account and data, at any time from inside the app.

Free forever

No subscription, no paywall, no selling your data. Gibbon is free to use.

Download for iPhone