UK money app

Your money,
finally clear.

Link your bank in seconds with Open Banking. Gibbon tells you what is safe to spend today, tracks every subscription, budget and goal, and keeps an eye on your net worth.

Download for iPhone Free forever. No paywall.
Gibbon home screen showing safe to spend and net worth
Safe to spend

Know what is actually yours to spend

One honest daily number. Gibbon takes your real balance, then sets aside upcoming bills and money promised to goals, so you never overspend by accident.

  • Accounts for bills, goals and real cash
  • Net worth at a glance, assets minus debts
  • See what is reachable right now
Safe to spend and net worth on the home screen
Subscriptions

Find every subscription. Catch every price rise.

Gibbon spots your recurring payments automatically, adds up what they cost a month and a year, and warns you the moment one goes up in price.

  • Every subscription in one place
  • Price-rise alerts, was and now
  • Flags ones that look cancelled
Subscriptions list with totals and price rises
Net worth

Your whole net worth, one number

See everything you own minus everything you owe, charted over time. Add a house or car and Gibbon estimates today's value. Add a loan and the balance shrinks itself every month.

  • Assets and debts broken down
  • History so you can watch it grow
  • Loans update themselves automatically
Net worth breakdown of assets and debts
Budgets

Budgets that track themselves

Set a limit per category and Gibbon keeps score as you spend, showing what is on track, slowing down, or over budget, with no manual logging.

  • Live status on every category
  • Sort by most spent or most over
  • Bills, goals and subscriptions included
Budgets screen with per category status
Goals

Goals that fill themselves

Save towards what matters. Gibbon notices the money you move aside, tracks your progress against each target, and celebrates when you get there.

  • Catches spare savings automatically
  • Round-ups and priorities
  • Clear progress to every target
Goals screen with progress towards targets
Spending

See where it actually went

A clear breakdown of your month by category, plus a trajectory that projects where you will land if you keep going at this pace.

  • Spending by category at a glance
  • End-of-month projection
  • Spots categories that are creeping up
Spending breakdown donut and trajectory
Receipts

Know what you actually bought

Connect your email and Gibbon matches receipts to your payments. A vague "Amazon" line becomes the real item, with the order and total, right inside the transaction.

  • Turns mystery charges into real purchases
  • Finds subscriptions your bank hides
  • Optional, and you can disconnect any time
Transaction detail showing the matched email receipt

A look around

Calendar, search and category detail. Everything stays tidy.

And a lot more

The small things that make a money app feel effortless.

All your UK banks

Connect multiple banks and cards through Open Banking, all in one app.

Smart spend score

Every payment gets a simple read on whether it was a smart move.

Alerts while you are away

Low balance, big purchases and bills due, even when the app is closed.

Face ID lock

Keep your money private with Face ID or a passcode.

Home screen widgets

Safe to spend, budget left and upcoming bills, right on your home screen.

Cloud backup

Sign in with Apple and your setup comes straight back on a new phone.

Built around your privacy

Your financial data is yours. Gibbon is designed to keep it that way.

Read-only access

Open Banking lets Gibbon read your accounts and transactions. It can never move money.

Encrypted

Sensitive tokens are encrypted, and most of your data stays on your device.

You stay in control

Disconnect any bank, or delete your account and data, at any time from inside the app.

Free forever

No subscription, no paywall, no selling your data. Gibbon is free to use.

Download for iPhone